Every loan platform is tailored directly to our clients needs. If you need a straight purchase loan, how does 90% sound? For fix & flip projects, how about 90% of purchase plus 100% of construction? Experienced clients looking to do projects in major cities? We may be able to qualify you into our 100% of project cost (purchase plus construction) program. We are flexible to customize your loan, whether you want us to fund based on your purchase price, future value, or just pull cash out on any type of real estate. We are a California based lender, however, we have the ability to lend in other states as well. Rarely is there a prepayment penalty or required reserves and sometimes can even get away with no appraisal!